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What does the recipient of a Crypto-to-Fiat payment see in their bank account?
What does the recipient of a Crypto-to-Fiat payment see in their bank account?
Max Franke avatar
Written by Max Franke
Updated over 2 months ago

What does the recipient of a Crypto-to-Fiat payment see in their bank account?

The sender and payment reference details (→ What is the payment reference?) shown to the recipient of a Crypto-to-Fiat payment depend on the currency and payment network used by the payer. Refer to the table below:

Currency

Payment Network

What's displayed to the recipient

EUR

Local (SEPA)

Sender:
"Cheq Payments UAB"
​
​Payment reference:
​Customizable (by default, we display the payer's company name and a reference to what they're paying, e.g., "ACME Ltd, Invoice #123")

USD

Local (ACH or Wire)

Sender:
"Bridge Ventures Inc" or "Bridge"
​
​Payment reference:
"Pay.so" (this cannot be changed to ensure payment delivery)

USD, EUR, and others

SWIFT

Sender:
"Reap (Remit) Limited"
​
​Payment reference:
​Customizable (by default, we display the payer's company name and a reference to what they're paying, e.g., "ACME Ltd, Invoice #123")

How to change the payment reference

For non-ACH/non-Wire payments, payers can change the payment reference in the payment step by clicking "Payment reference."

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