What does the recipient of a Crypto-to-Fiat payment see in their bank account?

How the Crypto-to-Fiat payment is displayed to your recipient depends on the currency and payment network you're using. Refer to the table below:

Currency	Payment Network	What's displayed to your recipient
EUR	Local (SEPA)	Sender: "Cheq Payments UAB" Payment reference: Customizable (by default, we display your company name and a reference to what you're paying, e.g., "ACME Ltd, Invoice #123")
USD	Local (ACH or Wire)	Sender: "Bridge Ventures Inc" or "Bridge" Payment reference: "Pay.so" (this cannot be changed to ensure payment delivery)
USD, EUR, and others	SWIFT	Sender: "Reap (Remit) Limited" Payment reference: Customizable (by default, we display your company name and a reference to what you're paying, e.g., "ACME Ltd, Invoice #123")

How to change the payment reference

For non-ACH payments, you can change the payment reference in the payment step by clicking "Payment Reference".