What does the recipient of a Crypto to Fiat transfer see in their bank account?

How the Crypto to Fiat transfer is displayed to your recipient depends on the currency and payment network you're using. Refer to the table below:

Currency	Payment Network	What's displayed to your recipient
EUR	Local (SEPA)	Sender: "Cheq Payments UAB" Payment reference: Customizable (by default, we display your company name, your recipient's name, and a reference to what you're paying, e.g., the invoice number)
USD	Local (ACH)	Sender: "Bridge" Payment reference: "Pay.so" (this cannot be changed to ensure payment delivery)
USD, EUR, and others	SWIFT	Sender: "Reap" Payment reference: Customizable (by default, we display your company name, your recipient's name, and a reference to what you're paying, e.g., the invoice number)

How to change the payment reference

For non-ACH payments, you can change the payment reference in the payment step by clicking in "Payment Reference".