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What are the fees for using cards?

Cards are included in your Request Finance subscription, as outlined on our pricing page. There are no additional card-related fees. This means:

  • No fees to top up your card wallet. Top-ups are converted at a 1:1 rate (USD ↔ USDC).

  • No fees for card spending. Every $1 spent equals 1 USDC.

  • No setup fees for cards.

  • No monthly fees per card.

  • No extra fees for merchants to accept your card.

  • No additional FX fees on card payments. We use Mastercard exchange rates.

  • No hidden fee for declined payments, refunds, reversals, or expired authorizations

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