Request Finance cards include built-in spending controls so you can manage how much a card can spend and reduce risk if a card is lost, misused, or shared with a team member.
When creating or editing a card, you can define custom spending limits that restrict how much the card can be used over different time periods.
Available spending limits
You can set spending limits for three different timeframes:
Daily limit: The maximum amount the card can spend within a single day
Monthly limit: The maximum amount the card can spend within a calendar month
Yearly limit: The maximum amount the card can spend within a calendar year
Transactions that would cause the card to exceed any of these limits will be declined.
How spending limits work
When a payment is attempted:
The transaction amount must be below the per-transaction limit ($50,000).
The transaction must not cause the card to exceed its daily, monthly, or yearly spending limits.
If any limit would be exceeded, the transaction is automatically declined.
Limits reset automatically based on their timeframe (daily, monthly, yearly).
Maximum default limits
Cards are subject to the following default limits:
Maximum transaction amount: $50,000 per transaction
Maximum monthly spending: $150,000 per card
Even if your daily or yearly limits are higher, transactions must still respect these default limits.
How to get higher limits
Reach out to [email protected] to request limits that exceed the default limit.